The Credit Busters guide

No Win, No Fee
credit repair in Australia

Credit Busters is a licensed No Win, No Fee credit repair service. We work to remove the negative listings on your credit file, and you only pay if it works. There is no upfront bill, the assessment is free, and if nothing is removed there is no success fee. This guide explains what Credit Busters can remove, how the process works, and what it costs.

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What is No Win, No Fee credit repair?

Credit repair is the process of challenging and removing incorrect, unfair or unjustified negative listings from your credit file. No Win, No Fee means the risk sits with Credit Busters, not with you. There is nothing to pay upfront, and a fee only applies if a listing is actually removed. It is the Credit Busters model for people who want the problem fixed without gambling money on a maybe.

What can Credit Busters remove from your credit file?

Credit Busters focuses on these listings, all on a No Win, No Fee basis:

  • Defaults. The black marks that block loans, cards and rentals.
  • Credit enquiries. Unwanted or excessive enquiries cluttering your file.
  • Late repayment history. Repayment-history information that quietly cuts your borrowing power.
  • Judgments. Court judgments and writs sitting against your name.

Credit Busters does not take on everything. Because we work No Win, No Fee, we only accept the listings we genuinely believe we can remove, and we will tell you honestly if we do not think we can help. See if Credit Busters can help.

How Credit Busters works

The whole Credit Busters process is online and built to be simple:

  • Free check. Tell Credit Busters about your file. It takes about two minutes, with no cost and no obligation.
  • We assess. Credit Busters reviews the listing and tells you straight whether we think we can remove it.
  • We get to work. If Credit Busters takes it on, you authorise a success-fee hold and we do the work.
  • Pay on success. The success fee only applies if a listing is actually removed.

See the full Credit Busters process.

What Credit Busters costs and when you pay

Checking your eligibility with Credit Busters is free. There is no upfront fee. If Credit Busters accepts your matter we securely place a hold on your card, and the success fee is only charged if and when a listing is removed. Don’t win, don’t pay.

How long does it take?

Timeframes depend on the type of listing and the credit provider involved. After your free assessment, Credit Busters gives you a realistic estimate, and you can follow progress online the whole way, with no phone queues and no chasing.

Is Credit Busters licensed?

Yes. Credit repair is a legitimate, regulated activity in Australia, and Credit Busters operates under Australian Credit Licence 564856. Be wary of anyone promising guaranteed removals or demanding large upfront fees. Genuine No Win, No Fee, like Credit Busters, means you do not pay unless it works.

Who Credit Busters is for

If a default, enquiry, repayment-history mark or judgment is getting you knocked back for a loan, a card, a phone plan or a rental, and you would rather not risk money on a maybe, then Credit Busters is built for you.

Frequently asked questions

No Win, No Fee credit repair means you only pay a fee if a negative listing is actually removed from your credit file. With Credit Busters there is no upfront cost to have your file assessed, and if nothing is removed, no success fee is payable.
Credit Busters focuses on defaults, credit enquiries, late repayment (repayment history) information, and court judgments or writs, where we believe the listing can be challenged and removed. We assess each file individually and tell you honestly whether we think we can help.
Checking your eligibility with Credit Busters is free. If Credit Busters accepts your matter, a success fee applies only if a listing is removed. There is no upfront fee, and nothing is charged unless we win.
Never at sign-up. If Credit Busters accepts your matter, we securely place a hold on your card so the success fee can be charged if and when a listing is removed. If we do not succeed, you are not charged.
It depends on the type of listing and the credit provider involved. After a free assessment, Credit Busters gives you a realistic timeframe, and you can track progress online the whole way through.
Yes. Credit Busters operates under Australian Credit Licence 564856. Credit repair is a legitimate, regulated activity in Australia.
No one can honestly guarantee removal. What Credit Busters does is only take on listings we genuinely believe we can remove. Because it is No Win, No Fee, we only get paid if we deliver.

Ready to let Credit Busters bust it?

It’s free to check, it’s all online, and you pay nothing unless Credit Busters wins.

See if we can help

Find out if we can bust it.

It's free to check, it's all online, and you pay nothing unless we win.

See if we can help