Free check
Tell us about your credit file. Takes about two minutes — no cost, no obligation.
No win · No fee · 100% online
Bad credit? Bust it.
No win. No fee.
We take on the bad listings we’re confident we can remove — and you pay nothing unless we get them gone. No upfront fees. No phone queues. All online.
Takes about 2 minutes · No obligation · No card charged unless we win
No win.No fee.
Australian Credit Licence 564856
Pay only if we win
Secure & 100% online
Fast, no-nonsense process
What we go after
The listings dragging
your score down
Defaults, overdue accounts and other black marks can sit on your file for years — blocking loans, cards and even rentals. If we believe a listing shouldn’t be there, we go after it.
- Default listings
- Overdue & repayment-history black marks
- Listings that shouldn’t be there
- The “computer says no” on every application
How it works
Four steps. All online.
No appointments, no hold music — just a clear path from “check” to “busted”.
We assess
We review what’s on your file and tell you, straight up, whether we think we can bust it.
We get to work
If we take it on, we do the work to challenge and remove the listing. You stay updated online.
Pay on success
No win, no fee. You’re only charged the success fee if we actually get the listing removed.
The deal
If we don’t win,
you don’t pay.
We only take on listings we genuinely back ourselves to remove. That means there’s no big upfront bill and no risk to you — the success fee only applies if we deliver.
- No upfront fee to get started
- Free, no-obligation assessment
- You only pay if a listing is removed
- Everything handled online
- Phone queues
- Pushy “consultants”
- Big upfront fees
- Lock-in lectures
Built for 2026
Online, the way
it should be
Credit Busters is a fully self-contained, online service. You do everything from your phone or laptop, in your own time. No appointments, no being put on hold — just a fast, clear process and honest answers.
Good to know
Common questions
It means you don’t pay our success fee unless we actually get a listing removed from your credit file. Checking your eligibility is free, and there’s no obligation to go ahead.
No. Because we work on a no-win-no-fee basis, we only take on the listings we’re genuinely confident we can remove. If we don’t think we can help, we’ll tell you honestly.
No. If we take your matter on, we securely hold your card details so the success fee can be charged if and when we win. Nothing is charged unless a listing is removed.